Low-Rise Residential Flats

Reinstatement cost assessments can assist to reduce your insurance premium, if you own or manage an over-insured building as this case study illustrates.

Stockport Residential Flats - EK RCA

EK North were recently instructed to conduct an RCA on a pair of low-rise housing blocks in the Hazel Grove area of Greater Manchester. The inflation linked DV provided by the buildings insurer placed the estate at around £1m. An accurate elemental cost analysis was performed by us in order to calculate a realistic buildings insurance figure and we were pleased to find that the total DV came in at no more than £810k, representing an estimation by the insurer of nearly 20% over-value.

The saving obtained by the client in terms of a lower premium paid for our fee, and provided extra cash for repairs and welcome relief from service charge increases to all the residents.



Service type


Speak to the EK RCA team today for expert advice